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By purpose
Day-to-day cash, stock or payrollA limit you draw and repayCC / OD LimitMachinery, inventory or an MSME unitWorking capital and growthMSME LoanExpansion, marketing or a business loanSecured or unsecuredBusiness LoanA new factory, hotel or projectLong-term project fundingProject LoanA subsidy for a new enterpriseMudra, PMEGP, CGTMSE and othersGovt. Subsidy LoanBuy, build or transfer a homeIncluding balance transferHome LoanFunds against property I ownOften the cheaper business routeLoan Against PropertyA personal need, and I am salariedUnsecured, on salaryPersonal Loan
By product
01MSME LoanWorking capital and growth funding for micro, small and medium enterprises.₹5 Lakh – ₹5 CrFrom ~9% p.a.02Business LoanUnsecured and secured business loans for traders, manufacturers and service firms.₹3 Lakh – ₹2 CrFrom ~11% p.a.03CC / OD LimitCash credit and overdraft limits for day-to-day working capital.₹10 Lakh – ₹10 CrFrom ~8.5% p.a.04Project LoanLong-term funding for new units, factories and large projects.₹50 Lakh – ₹50 Cr+From ~9% p.a.05Govt. Subsidy LoanLoans linked to PMEGP, Mudra, CGTMSE, Stand-Up India and state schemes.₹1 Lakh – ₹50 Lakh+Scheme-linked06Home LoanBuy, build or renovate your home, or transfer your existing loan at a lower rate.₹5 Lakh – ₹10 CrFrom ~8.4% p.a.07Loan Against PropertyUnlock funds against residential or commercial property.₹10 Lakh – ₹15 CrFrom ~9% p.a.08Personal LoanInstant unsecured loans for salaried professionals.₹50,000 – ₹40 LakhFrom ~10.5% p.a.
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